New federal proposal CMS-1848-P, comment period closes September 14, 2026, 11:59 PM ET  ·   ·  Fix it — don't end it.
Eliminate the fraud, waste, and abuse — don't eliminate the program

More than 1,000,000 seniors lose their medical monitoring on January 1.

A new CMS rule ends payment for the way most remote monitoring is delivered. We support the goal, end the fraud, waste, and abuse. There's a way to do it without ending the care. And it saves more money.

See the solution →

Two minutes, start to finish. Your comment is already written, you personalize two lines and it goes on the federal record CMS is legally required to read.

1M+1
Medicare seniors stand to lose monitoring
Sept 14
2026, comment deadline
$2,467–$3,01213
saved per patient per year (Optum)
What Actually Happens on January 1

The devices keep transmitting. Nobody is paid to watch.

Here is the day this rule takes effect, from both sides of the stethoscope.

Margaret, 74
Monitored hypertension & heart failure · rural Missouri
Dec 31

Her blood-pressure cuff transmits at 7:04 AM. A licensed nurse reviews it by 7:15, like every morning for two years. Her doctor adjusts her meds when the numbers drift.

Jan 1

The rule takes effect. Her cuff still transmits. Nobody is paid to watch. Her two-doctor clinic can't hire a 24/7 monitoring team of its own.

Jan 9

A letter arrives: "Your remote monitoring program is ending." She puts the cuff in a drawer.

Feb

The silent pressure spike that used to trigger a same-day nurse call is now discovered at her next appointment, or in the emergency room.

A two-physician clinic
60 monitored Medicare patients · the practice most of rural America sees
Dec 31

A specialized monitoring partner watches the clinic's 60 patients around the clock, under the doctors' supervision and billing. Emergencies get caught early.

Jan 1

Partnership claims stop being payable. One nurse covers ~300 patients and can't work around the clock, the math never works for 60 patients. Even Providence and Mount Sinai outsource this.

Jan 15

The program is discontinued. Staff draft 60 letters to the clinic's highest-risk patients.

Mar

Those patients are back to quarterly-visits-only care. What monitoring used to catch daily now waits months, and readmissions climb.

Now multiply by more than a million patients and tens of thousands of practices. That's January 1, unless CMS fixes the rule instead of ending the program. It can. Here's how →

Illustrative composite scenarios reflecting the documented delivery model (HHS OIG 2024–25; BLS; public health-system partnerships). Full sourcing below and at /solution.

Read the solution →
The Fight

The politics point one direction. The rule points the other.

Congress, the administration's health agenda, rural America, even the skeptics' own actuaries, all point the same way: keep the care, fix the oversight.

The 39–0 BetrayalI / IV

Not one Republican. Not one Democrat. Nobody voted against this care, except the agency.

On July 14, 2026, the Rural Patient Monitoring Access Act (H.R. 3108) passed House Ways & Means 39 to 0, every Republican, every Democrat: rural America needs more remote monitoring, not less.

The very same day, CMS proposed CMS-1848-P, disconnecting the very patients Congress just voted to protect.

Congress must not let an unelected agency undo, by regulation, what it just voted for, 39 to 0, the same day.

39–0
The unanimous vote. H.R. 3108 advanced out of House Ways & Means on July 14, 2026, bipartisan Washington on the record for more rural remote monitoring, hours before CMS proposed to gut it.
The Health Agenda ContradictionII / IV

You can't Make America Healthy Again by unplugging the machine that finds the disease.

The administration's banner health priority, Make America Healthy Again, is ending the chronic disease epidemic through early detection and prevention.

Remote monitoring is that agenda, operating at scale, today: licensed nurses catching a blood-pressure spike on a Tuesday morning instead of an ER admission on a Friday night.

This rule doesn't fight chronic disease. It blinds the country to it. Everyone who believes in the MAHA movement should be first in line to demand CMS fix it.

10.9M
readings reviewed by licensed nurses in six months, in one member program alone. That is chronic-disease detection at a scale no clinic waiting room can match.
246,785
critical alerts resolved, dangerous readings caught and acted on before they became emergencies
−43 pts
hypertensive-crisis patients brought down 43 points under daily monitoring
1M+
Medicare seniors relying on this early-detection system today
The Referee's VerdictIII / IV

The biggest insurer in America called this care "unproven." Its own actuaries just proved it wrong.

Beat one
The nation's largest insurer already tried this.

UnitedHealthcare moved to restrict remote monitoring for its own members to just two conditions, calling the rest, including diabetes and hypertension, "unproven and not medically necessary." Fierce pushback forced a delay in December 2025.

Beat two
Then their own actuaries proved them wrong.

In May 2026, Optum, UnitedHealth Group's own actuarial arm, ran the independent study: propensity-matched, twelve months of claims, monitoring reimbursement excluded. Monitored patients cost thousands less per year, in the exact conditions its insurance arm had called unproven.

$2,467
Hypertensionsaved per member per year
$3,012
Diabetessaved per member per year
$2,483
Chronic kidney diseasesaved per member per year
The industry's own referee measured the savings. The debate about whether this care works is over, the only question left is oversight.
Optum actuarial study, May 2026, propensity-matched, 12-month, monitoring reimbursement excluded; directional. UHC policy and its Dec 17, 2025 delay: Hooper Lundy, Fierce Healthcare, Becker's. Both are UnitedHealth Group companies. See all the evidence →
Rural AmericaIV / IV

Rural America gets hit first, and hardest.

For 43 million rural Americans, the monitoring nurse isn't a convenience. In counties with no physician at all, it is the only daily clinical contact that exists.

Employment-only is a model just the giants can satisfy, and even Providence, LifePoint, and Mount Sinai contract specialized partners instead of building it themselves. Round-the-clock coverage takes roughly one nurse per 300 patients, more than a two-doctor clinic will ever have. Every hometown practice loses the service overnight.

Ask who survives this rule: the biggest corporations in healthcare on one side, every hometown practice on the other. Rural America already absorbed the hospital closures. Not this too.

199
rural counties have ZERO primary-care physicians. For their seniors, the monitoring nurse is the daily clinical presence. CMS proposes to disconnect it.
92%
of rural counties are federally designated primary-care shortage areas
43M
rural Americans living behind the shortage lines
1 : 300
nurse-to-patient ratio, more patients than a small practice has; you can't hire a fraction of a nurse
Read the solution →
What CMS Proposed · July 14, 2026

Three provisions. One outcome: patients lose the monitoring they have today.

In plain English, tap any provision for the detail.

1

The staffing ban

The partnerships that deliver most monitoring lose payment January 1.

Details

From January 1, 2027, Medicare pays only when monitoring is performed by the practice's own employed staff. The physician still orders, supervises, and owns the care, but the trained nurses reviewing readings around the clock would no longer be payable. Most practices cannot replace them: one nurse covers ~300 patients, and 24/7 coverage can't be staffed by one hire. Even Providence, LifePoint, and Mount Sinai contract specialized partners.

2

No protection for current patients

A new required visit, and silence on the million already enrolled.

Details

A new face-to-face initiating visit would be required before monitoring may continue, and the proposal is silent on patients already enrolled. No exemption, no grandfathering, no transition. Stable patients would be forced through an appointment bottleneck just to keep the care they already have.

3

The payment cuts

A monitored month falls ≈$104 → $91 → $40 — the deep cut lands in 2028.

Details

The same rule re-values the monitoring codes downward — in two engineered steps. Federal law caps year-one cuts at 19%, so a typical monitored month falls only ≈$104 → $91 in 2027. Then CMS's own "Fully Implemented" tables complete the phase-in: device supply drops from $41.38 to $9.85, and the month lands between ≈$40 and $58 in 2028 — before the floated collapse of all 17 codes into flat G-codes at ≈$35/month, paid the same whether a patient needs 20 minutes of clinical attention or 80. Nobody can staff 24/7 monitoring at those rates. The cuts end the benefit by arithmetic — on a one-year delay the headlines will miss.

July 14, 2026
Proposed rule issued; published in the Federal Register July 16
September 14, 2026
Public comment period closes, the only window to change the outcome
~November 2026
CMS issues the final rule
January 1, 2027
Finalized provisions take effect
Read the solution →
Eliminate the fraud, waste, and abuse — not the program

Three moves eliminate 80–90% of what CMS is worried about.

All three come straight from the OIG's own 2024 recommendations. All three run on machinery CMS already operates. All three are doable before the final rule.

1

Gate the enrollment

A physician-ordered start for every new patient, cold-call fraud becomes structurally impossible, while grandfathering the million-plus already enrolled.

2

Register the companies

CMS credentialing for remote care organizations, like DMEPOS, IDTFs, and CLIA labs. Bad actors exit; visibility becomes total. No registration, no payment.

3

Pay for outcomes

Outcomes reported with every claim, reviewed annually, waste can't hide, and CMS tightens patient eligibility with evidence, like it did for CCM.

Read the full solution →

It also saves more money than the rule itself, roughly double over five years (est.), with spend declining instead of compounding.

Sources

Every claim on this page, cited.

  1. HHS Office of Inspector General, RPM billing data snapshot (2025): nearly one million Medicare beneficiaries received RPM in 2024; payments ≈ $536M, +31% year over year. See also OIG, “Additional Oversight of Remote Patient Monitoring in Medicare Is Needed” (OEI-02-23-00260, Sept 2024).
  2. CMS-1848-P, Remote Monitoring subsection (d): CMS proposes the restriction while stating, "We are seeking comment on this proposal, specifically on how often third-party billing currently occurs and how this policy, if finalized, could impact access to remote monitoring services", the agency cites no data on the prevalence of the model it proposes to eliminate. Market structure: services represent ~79% of the U.S. RPM software & services market (Market.us, 2024), with fully managed clinical partnership the dominant, fastest-growing delivery model.
  3. Meta-analysis of remote monitoring programme components in heart failure: HF hospitalizations RR 0.80 (95% CI 0.77–0.84). PMC12502459 (2025).
  4. Systematic review, meta-analysis and trial-sequential analysis of RPM in heart failure: all-cause mortality RR 0.890 (95% CI 0.819–0.966). medRxiv (2026).
  5. Medicare chronic-disease RPM program: total cost of care −$1,302 per patient-year; 27% lower hospitalization rate. PMC12703855 / ScienceDirect (2025).
  6. Telemedicine/RPM in hypertension: systolic BP −4.62 mmHg (95% CI −5.78 to −3.46), 31 studies, n≈9,559. Frontiers in Public Health (2025).
  7. Ettehad et al., Lancet (2016): each ~10 mmHg reduction in systolic BP reduces major cardiovascular events by roughly 20%.
  8. Prospective cohort, high-risk patients: hospitalizations −59% in the six months following RPM enrollment. PMC11437225.
  9. Home BP telemonitoring in a rural, low-income population: systolic −14.1 mmHg (95% CI −16.8 to −11.4). AHA Hypertension.
  10. Commonwealth Fund, “The State of Rural Primary Care in the United States” (Nov 2025), drawing on HRSA shortage-area data: 92% of rural counties are primary-care HPSAs; 199 rural counties have no primary-care physician; 45% have five or fewer; 43M rural residents face shortages.
  11. RPM staffing economics: ~1 FTE clinical monitor per 200–300 patients (Circle Care, 2026); median RN salary $93,600/yr (BLS OEWS, 2025); MGMA on small-practice reliance on turnkey monitoring partners; public health-system RPM partnership announcements: Providence, LifePoint, CHS, Sentara, UnityPoint, Mount Sinai, Tampa General (2021–2026).
  12. Market.us, U.S. Remote Patient Monitoring Software & Services Market (2024): services segment = 79.1% share.
  13. Optum actuarial study (May 2026): propensity-score-matched difference-in-difference analysis of a national RPM/CCM monitoring program vs. matched Medicare FFS controls, 12-month pre/post; per-member-per-year directional medical cost savings of $2,467 (hypertension, n=1,001), $3,012 (diabetes, n=703), $2,483 (CKD, n=1,112); RPM/CCM reimbursement excluded from savings; results directional, pending larger samples for statistical significance.
  14. National monitoring program clinical data (2026): systolic BP −11.5 mmHg overall / −29.6 mmHg Stage 2; glucose −71.6 mg/dL at 12–18 months in the >175 mg/dL cohort; heart-failure critical weight alerts −72% over six months; hypertensive-crisis cohorts reduced ~43 points under daily monitoring; 10.9M readings reviewed by licensed nurses with 246,785 critical alerts resolved, Jan–Jun 2026.
  15. CMS, CY 2027 Physician Fee Schedule proposed rule (CMS-1848-P), issued July 14, 2026; Federal Register July 16, 2026; comment period closes September 14, 2026; docket CMS-2026-2377 at regulations.gov.
  16. CY 2024 PFS final rule: reversal of the teaching-physician virtual-presence proposal following public comment.
  17. Rural Patient Monitoring Access Act, H.R. 3108, approved by the House Ways & Means Committee 39–0, July 14, 2026.
  18. UnitedHealthcare RPM medical policy (announced 2025): coverage restricted to two conditions, other RPM deemed "unproven and not medically necessary"; implementation delayed December 17, 2025 following clinician and patient pushback, as reported by Hooper Lundy, Fierce Healthcare, and Becker's Payer Issues (Dec 2025–Jan 2026). Optum (UnitedHealth Group) actuarial study of monitored Medicare populations, May 2026, see source 13.
The solution
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